IRA SHARE CERTIFICATES - Earn higher returns on your IRA deposits with these share certificates, which are available in terms from 1 year to 3 years. The minimum deposit required is only $1000. Traditional and Roth IRA plans are both available. There is a penalty for withdrawal of funds prior to the maturity date.

Free 24-hour access is available through our Online Services (e*teller) or the Touch Tone Teller. These services include the availability of inquiries, transfers between suffix numbers, and withdrawals in the form of a check mailed to you at the address on record.

Please Note that Online Services (e*teller or Touch Tone Teller) cannot access IRA Certificates. This is because reporting requirements make it necessary that paperwork be completed to move money into or out of an IRA.

Check Current Rates, and Apply Online